What does the 4th of July Mean?
What does the 4th of July mean to you? To us, it is a regular work day, or a hangover day to recover from Canada day, but to Americans it is special.
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Financial Planning
What is Your Financial Plan B ?
If things don’t work initially for your finances, do you have a financial plan b ? All plans change, once they are started, but sometimes you need a replacement plan.
How do You Steer an Elephant?
How do you steer an elephant is an interesting financial query. What do elephants have to do with debt and money? I guess you’ll have to read and find out.
The Locked In Factor
Feeling locked in isn’t just a tech problem—it happens in finance too. In this post, I reflect on how I ended up financially locked in by sticking with familiar but underperforming investment products like mutual funds in my kids’ RESP. Despite better options like ETFs being available, I stayed put out of habit, convenience, or the illusion of safety.
Inspired by the concept of technological lock-in, I realized this mindset also affects our financial decisions. We often cling to what we know, even when better alternatives exist. The key takeaway? Regularly re-evaluate your financial choices. Just because something worked before doesn’t mean it’s still your best option.
Keywords: locked in, financial decision-making, RESP, mutual funds vs ETFs, investment strategy, financial planning, Canadian finance
Here Comes the Summer (Big Spending List)
Summer of our Discontented Spending Yes, Mrs. C8j suggested that I do a post about the upcoming summer and ask, “Are you ready for the summer?”, and when I ask it of course is asking,… Read More »Here Comes the Summer (Big Spending List)
