Cheaper Mortgage Rate or Free Banking?
Would you rather have a cheaper mortgage rate or free banking? This is an interesting quandary, but a cheaper mortgage rate seems to be a better choice.
Bank Fees (a video discussion)
Bank fees are the way the banks make huge money. The only way around it is either finding a bank with “no fees” or leave large balances in a bank account.
Sometimes Begging Works For Fees
Fees can feel inevitable, but sometimes all it takes to get them waived is a bit of humility and a phone call. This article shares a real-life story about an accidental NSF charge tied to a tuition payment gone wrong—and how a calm, honest approach led to a full refund. Whether it’s overdraft fees, late payment charges, or service penalties, banks often have flexibility—especially for long-time customers with good records. The secret? Own your mistake, ask nicely, and don’t assume “No” is the only answer. When it comes to bank fees, asking can still be the most powerful financial tool in your pocket.
#BankFees #NSF
Cheque Writing to the Extreme
Really, for 4 Cents? After economic data yesterday, I figured I’d get back to my normal writing about Financial Things that really annoy the living crap out of me, and sure enough today another simple… Read More »Cheque Writing to the Extreme
Sunday Banking and Catsup?
Remember when Sunday Banking started? Heck, I remember when Saturday banking was a rarity, and banks were closed outside of “bankers hours” (10 AM to 3 PM). Banking seems to be here to stay, unfortunately.… Read More »Sunday Banking and Catsup?
