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Grab that cash with both hands

Panama Papers, Google & PayDay Loans, Full Moons and #MoneyTalk

For a while it has miffed me that every time I have ranted about PayDay Loan places, Google Adsense (my major advertiser) decides that the article should be surrounded by advertising for those very same PayDay Loan places, but evidently this will be changing! Google will be removing PayDay Loans from their Adwords networks, but I remain skeptical. My guess is that the High Risk Loan industry will just market themselves in a different manner, but, good on Google for taking this step (wouldn’t it be nice if the CRTC did the same thing for those ads on TV?).

Are you curious whether your boss or your neighbours (or even family) are mentioned in the Panama Papers? Now, you, can search and see what is going on at ICIJ Offshore Leaks. Yes, I did search, but none of my relations seem to be mentioned. As I have mentioned, I aspire to be in that kind of a database (i.e. having that much money).

Fort MacMurray is still under threat of forest fires, but it is good to hear the damage to the city is not as extensive as it might have ended up. Remember you can donate to help at many different outlets (including most on-line banking web sites).

I didn’t realize that there are over 500 Billionaires (with a ‘B’) in the United States. #TIL

My Writings for Week Ending May 13th

I guess the fires in Fort Mac had me thinking about house insurance and claims, and thus the two posts from this week were in that area.

Home Insurance Gotchas was from my archive of unfinished stories, outlining the importance of making sure you are always following the rules of your Home Insurance Policy. If you think something is covered by your policy, it never hurts to ask your agent whether it is covered or not (finding out later it is not, is a likely outcome if you do not ask).

In Home Insurance Follow Up I point out again, that exceptional things in your house need to be identified in your Home Insurance Policy, or you may not get them replaced, should there be a fire at your home. Ask your agent if you are unsure what is or is not covered (I seem to be repeating myself here).

Evidently in Ottawa there is a full moon tonight, and it is Friday the 13th as well, for those interested in that type of stuff.

Where do Bitcoins Come From Mommy?

For those curious, here is a tweet about where some of them come from.

Read More »Panama Papers, Google & PayDay Loans, Full Moons and #MoneyTalk
Home Insurance

Home Insurance Follow Up

Always do a home insurance follow up with your insurer to ensure they have all the details and documentation they will need to make any claim go smoothly.

Flash Flood

Home Insurance Hidden Traps

Have you read your home insurance policy closely and understand all the ins and outs, and possible home insurance gotchas? These hidden traps are there to catch you out.

Canada Flag

Mothers and #MoneyTalk

Grandma Mothers Day
The Ultimate Mother, “Gran” from Giles

For those of us not directly affected, maybe it is time to check your home insurance policies to see whether this kind of event is covered or not. It would be less than prudent not to do that right now. I wonder what this might do to home insurance rates.

Listen up! Sunday is Mother’s Day, and you better remember the woman who has been, and still is, the center of your world. She’s the one who has guided you to where you are today. If you no longer have your mother, my sympathies go out to you. But if you still have your mother, have you planned what you will do for her on Sunday? And why wait until Sunday to do it? Don’t procrastinate. Show some appreciation and gratitude to the most important woman in your life!

New fathers remember this advice I gave a while ago

A helpful hint for new Fathers out there, you may have the idea that your wife is NOT your Mother so you don’t need to get her anything, you are mistaken. She is your children’s mother, and if you don’t get her something expect a very cold and quiet Sunday (and the argument, “You aren’t MY Mother!”, really seems to exacerbate the whole thing), not that I am speaking from personal experience.

My Writings for the Week Ending May 6th

A lovely spring week in Ottawa, with the Tulips starting to bloom (the squirrels have eaten mine already), but some interesting articles written as well.

With Fees and Penalties I wondered if some existing fees might disappear like the rewind fees on VHS tapes? I somehow doubt many are going away any time very soon.

Debt Consolidation and Tattoo Coverups has me making a connection between bad tattoos and debt (remember I have previously said that Debt is Like Fat and Debts are Like Weeds), and I think the point is well put.

A Money Thought

Don’t buy stuff just because it is on sale! –Anon

Read More »Mothers and #MoneyTalk

Debt Consolidation and Tattoo Coverups

The story recounts a friend’s decision to cover an old tattoo with a new, larger one, drawing a parallel with debt consolidation. While covering up the tattoo doesn’t remove its existence, the same applies to debt consolidation—it merely combines debts into one, larger sum. If the irresponsible spending continues, the debt, much like the tattoo, becomes larger. The author advises users of debt consolidation loans to have a repayment plan and to avoid treating the loan as a cure-all or using it too frequently.

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