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“Alas, I am Dying Beyond My Means”

In this witty yet insightful reflection, the question isn’t just how you live within your means—but whether you should die with some left. Inspired by the Oscar Wilde quote, “I am dying beyond my means,” the post explores whether it’s better to leave a financial legacy or spend it all and leave nothing behind. Whether you plan to go out with a financial bang or pass on a tidy sum, this piece dives into the planning, the ethics, and the humor behind managing your means until the end.

Keywords: means, dying beyond your means, financial legacy, end-of-life planning, spending vs saving, estate planning, executor responsibility, financial endgame

COBOL Punch Cards

FinTech’s Foundations COBOL

Despite the rapid rise of FinTech, the backbone of modern banking remains COBOL, a programming language developed in 1959. This article explores how legacy financial systems continue to run on COBOL due to risk aversion, stability, and reliability. Financial institutions prioritize uptime (99.999%) and avoid system-wide replacements unless absolutely necessary. While FinTech boasts cutting-edge interfaces, critical financial transactions—like account creation and fund transfers—still rely on COBOL’s structured efficiency. The takeaway? New technology may evolve, but old, reliable systems refuse to fade away.

Keywords: COBOL, FinTech, banking technology, legacy systems, financial stability, risk aversion, banking infrastructure

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