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Black Friday

What is Your Price, BLACK FRIDAY, Phoenix and #MoneyTalk #FLM2017

A very odd Twitter exchange erupted this week between Robert Browne, Gail Vaz-Oxlade, Kerry K. and a few other folks about what is your price? What amount of money will cause you to walk away from your blogging morals and do it just for the money? It is interesting because that exact question was asked over dinner between myself, Mr. Browne, Mrs. Browne and Michael James, and the number seems to be $1 Million (to begin with).


Estimated reading time: 6 minutes


What would we do for it? Someone stated:

“For a mil, I’d walk up and down Yonge Street wearing a sandwich sign for a payday loan place. Naked. In February.”

I stated I’d have to be paid $1.25M to watch this exhibition.

what is your price
What is Your Price ?

To quote one of my favorite heel wrestlers from the 90’s, “The Million Dollar Man” Ted Dibiase:

Whoever says they would never, just hasn’t thought about how much money it would take.

It is Black Friday today, where mayhem and deals run rampant. I am not really sold on the concept of all these great deals, but I am sure there will be mayhem. I have nothing on my list to purchase, but I may do some on-line window shopping. Look at Anti-Virus software and maybe Quicken, both worth having.

The Phoenix Pay system was in the news again. The Auditor General’s report confirmed what anyone in the Civil Service knew, the system is a mess, and will take a lot of money and time to repair it (at least 2 years and another $540M). That is a pretty high price for taxpayers and there is no guarantees it will be fixed by then. It has not lived up to the promised money savings,  but the blame can be shared across the board.

My Recent Writings

A couple of articles by me over the past few weeks, still not back to more than 1 a week, but things may change in the new year.

I went to the financial confessional with Why Waiting 6 Months to Update Your Financial World is a Bad Thing (and it is). I felt sorry for myself and let things go, and paid a price for my self-pity.

My instincts are to work hard to save small amounts of money, for some reason, and Banking and Saving Fees outlines another important way I am saving $3 an ATM withdrawal. Maybe I should spend more time worrying about Macro Finance issues?

Micro Blogging on Finance

It seems the folks at Telus and Rogers are having problems complying with the December 1st deadline for selling and unlocking cell phones for free, and are now asking for an extension on this and the other parts of the CRTC’s policies? Let us hope the CRTC says, No!.

Read More »What is Your Price, BLACK FRIDAY, Phoenix and #MoneyTalk #FLM2017
Remembrance Day 2010

We Shall Remember, Paradise Papers, Tax Cheats and #MoneyTalk #FLM2017

Tomorrow is Remembrance Day in Canada (and it is Veteran’s Day in the USA), and we should all remember the sacrifice others have made for our freedoms. The day may fall on Saturday this year, but take some time to think about those who have paid the ultimate price.


Estimated reading time: 5 minutes


The War Memorial in Ottawa

The government has been making getting a Disability Tax Ceritificate much harder. Currently they are arguing that folks with diabetes are not actually disabled, because they have a workaround with insulin. I don’t’ agree with this statement, but I doubt that will change the CRAs minds.

Many folks with children that are on the autism spectrum are having issues getting their DTCs, as well. I have said all along this is not an easy process, and the CRA has been scrutinizing applications even more. They have been taking a very close look at applications “helped out” by certain firms, that offer their services to apply for the DTC. There are many stories of specific Doctors having all their DTC applications rejected due to their voluminous work in that area.

Why is the government doing this? More income seems to be the reason.

With the leak of the Paradise Papers, we now see a litany of Canadians who have used offshore tax havens to hide their riches. Will the CRA scrutinize these nefarious tax­ evaders? I hope they show as much vigor in following up with these folks as they have with the disabled “tax cheats” out there.

My Recent Writings

A busier week for me, where I had two different articles.ODSP and RDSP Services that Clash, came out of a presentation I attended about RDSPs. I ended up asking my PMP about how it works, and the response is fairly clear. Given how the ODSP works, I suspect I may be writing more about this topic.

Investment Risk Profiles are a real pain in my rear. I continue to wrestle with these questionnaires, and they really do just seem to be something the lawyers concocted.

Micro Blogging on Finance

Do you complain on-line using social media? I rant a lot, and end up with folks from companies confronting me, but I haven’t used social media much, yet.

Read More »We Shall Remember, Paradise Papers, Tax Cheats and #MoneyTalk #FLM2017
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