RDSP and Budget 2019
RDSP and Budget 2019 , the government added two changes to the program that make sense and address some important issues. These changes became law once the Budget was passed in 2019.
RDSP : A Really Long-Term Savings Plan
The Registered Disability Savings Plan (RDSP) is a really long-term savings plan and it is designed to be just that, if you see penalties for early withdrawals, you’d understand.
3 Ways To Pull Off This Season’s Coolest Financial Trend
If you actually clicked on this title, you should be ashamed. You have a problem, and you need help. Don’t click this kind of crap (or worse the actual title which was 3 Ways To… Read More »3 Ways To Pull Off This Season’s Coolest Financial Trend
Lent Begins and #MoneyTalk
Today is Ash Wednesday and that means in the Christian world that Lent Begins. For many folks this is a time of reflection, and a time of sacrifice. I don’t really buy into that, I view this more as a time of reflection and growth.
This Lent try to add things to your 40 day journey to help you grow as a person. Some great financial ideas might be:
- Read. Read financial books, read philosophical books or just read something. Reading expands your mind.
- De-Clutter: I really like this idea. Many Churches are jumping onto the Marie Kondo de-cluttering bandwagon. Try to get rid of 40 bags of things that you can donate to charity. Don’t use it as an excuse to buy other crap though.
- Get out of Debt. If you want to celebrate at Easter, start getting rid of debt now.
Did you realize that the 40 days of Lent means you can take every Sunday off? Do the arithmetic, from today until Good Friday, that is more than 40 days.
Recent Articles
I haven’t written one of these in a while, so I do have a bit of a backlog on things I have written. Stock Picks for the end of the year, was me simply checking what my picks did over the year. I think it is not too bad, given the whacky year 2018 was.
Tangible Financial New Years Resolutions was pointing out the importance of doing measurable resolutions for the New Year. Yes, it has been a while, since I wrote one of these. CPP and EI for 2019 gives us the rundown on how much we’ll have to pay for CPP and EI this year. Remember to be careful telling folks when you have finished paying CPP.
Are we Exposed on Banks in Canada? Currently most Indexes do seem to include a lot of financial stocks. How important is your Credit Score? More important than your blood pressure levels? No! How about When to Use a Pay Day Loan Service? Never! See a trend?
Pay Taxes or Your RRSP ? Too late to decide now, but still an interesting question. I grow weary from the The Anti-Virus Shell Game, sometimes cheap, most times too damn expensive.
RDSP Statement of Grant Entitlement 2019 is our yearly report on what we can put in my son’s RDSP.
Money Deep Thought
The Daily Stoic an email list I subscribe to had some very good advice about debt.
Be wary of debt. Because it is not simply a financial matter. It can be a spiritual matter as well. For to owe can mean to be owned. It can mean that you’ve given up the little bit of control you have in the world and handed it over to a capricious or an insensitive person—or just somebody who values their money more than they value you.
— The Daily Stoic
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RDSP Statement of Grant Entitlement 2019
It is that magical time of the year when if you have an #RDSP you will receive a Statement of Grant Entitlement for this coming year.
