Stem Cell Teeth, Queen’s Nuclear Speech and Friday #ShoutOuts
Scientists create tooth from stem cells from a person’s urine? Did Queen comment on 1983 Nuclear War in Europe? Fascinating read.
Thrifty, Frugal or Cheap? How to Use What’s Left
Which is thrifty, frugal or cheap ? It is a fine line between the three and I am not sure if all three are good or bad, interesting question really.
Debt and Savings: Another Big Difference
There is a huge difference between debt and savings but a lot of folks think you should have both? No, get rid of debt first. Having big savings with big debt is foolish.
I’m Not Paying My Debt, but I am Saving Money
Borrowing money to make money in the ’90s was all the rage. Find out what happened when debt came due – learn about debt and getting ahead at the same time.
The Hidden Cost of Clawbacks: Taxing Federal Benefits
Why does the Canadian government tax some of the very benefits it pays out? This article explores the logic behind taxable vs. non-taxable federal benefits, comparing programs like the Universal Child Care Benefit and the (now former) Child Tax Benefit. It questions the administrative costs of taxing government-issued income, the policy goal of clawbacks, and the fairness of complexity in the system. The author suggests a more transparent and efficient structure might achieve the same budgetary goals without confusing taxpayers. Though written in 2013, this article remains relevant for anyone grappling with the oddities of how government support is taxed in Canada.
