Lent Begins, Freezing Temps, Apples and RRSP and #BestOfThisWeek
Lent began in 2015 with colder temperatures, and also it was the start of RRSP season for some folks, although they are not as in vogue.
Bill Notification Overload
Bill notification is less of a problem today. This was written back in 2015 and 90% of my bills are now electronic. I still have issues with email losing bills, but that is easily fixed.… Read More »Bill Notification Overload
TurboTax and a Quick Review
Is turbotax worth the price you pay for it? For now, but one day the government will give us a tool to do it ourselves for free.
RRSPs, Valentines, 50 Shades of Debt and #BestOfThisWeek
It is RRSP season, if you have not noticed, and there is still time for you to put money into your RRSP and claim it for your 2014 taxes. You should have done this a long time ago, but if this is how you do things, you still have about 16 days to get this done. A word of warning: you are not buying an RRSP. You are either (1) Setting up an RRSP account and depositing money into the account to purchase or set up a savings vehicle, like GICs, Bonds, Securities, Mutual Funds or the like, or (2) You are adding money to an existing RRSP account, where you will purchase or set up a savings vehicle. You are not “buying an RRSP”, please don’t say that.
This Valentine’s Day Weekend remember your loved ones, and show them that you love them in some fashion, that does not entirely bankrupt you. No matter what the diamond industry says, 3 months’ gross income is far too much to spend on anything that dangles off your loved one, or slides onto a part of their body. Just remember that Lent starts this coming Wednesday, so start getting your Shrove together as well.
Speaking of Valentine’s Day, a truly lovely romantic movie is coming out, 50 Shades of Grey, is being touted as a beautiful love story. I have read 2 of the books, and I can assure you, that is not how I read them (I couldn’t get through the final book it was, “too beaucoup”). The books are quite graphic, which makes me wonder how the movie will cover some of the more exciting parts of the books. Still, it is not likely that I will see the movies unless I get a free copy or it appears on NetFlix (and even then, I think I’d rather watch House of Cards (U.S. and UK versions) or the IT Crowd). The one exciting prognostication I have seen is that the sales of “sex toys” may skyrocket thanks to this movie, so all you We-Vibe stockholders must be rubbing your hands with glee (at least I hope that is your hands).
And I do have a partially written article entitled 50 Shades of Debt, but I can’t quite get it right. Oh and yesterday was my 2700th post as well, I guess that is what 10 years of writing will do for you.
My Writings for Week Ending February 13th
I had only planned on two articles this week, but the extra “Valentine’s Doom” post just wrote itself:
- The Canadian economy seems quite adept at creating Part-Time jobs, but how Stats Canada counts them is still incorrect (IMHO) as we saw in More Part Time Jobs in Canada in January
- Retirement is a beautiful thing to dream about, but if you die before you get there, what is the point of saving all that money? That is at the core of Going to the Gym to Work on My Retirement. Either way, pick up Seasick Steve’s album. Well worth the price.
- Society seems to condone the concept that Money is Love, and the retail industry not only agrees with this, but they think you are not spending enough.
- Superb Decisions, Gas Going Up, Rugby and #BestThisWeek
Going to the Gym to Work on my Retirement
Big Cajun Man emphasizes the importance of considering one’s health parallel to finances while planning for retirement. Regardless of the ease of pension planning for civil servants, if one is unfit or deceased, all the financial preparation is meaningless. He emphasizes regular exercising, in his case going to the gym, to sustain healthy knees and heart in elder years. He also implicitly discourages smoking by correlating it with his father’s immobilized retirement conditions and urges smokers to redirect their smoking expenses towards retirement and start exercising.
