Keep it in Your Pants!
Keep it in your pants when it comes to your wallet at least. Don’t whip it out willy nilly, keep your spending under control.
Financial Tension Arm
Buying into a lifestyle that outstrips a salary increase? Learn about financial ‘tension arms’ to prevent debt traps.
Cost Per Use and your Finances
The real value of any implement is cost per use. If you use something once, the cost is what you paid for it, and so on.
Don’t Confuse Spending Less with Saving (Spending Less isn’t Saving)
So many folks figure that spending less somehow is the same things as saving money, however you are still spending money, Spending less isn’t saving.
The $150 Christmas Challenge
The $150 Christmas Challenge, introduced by the The Term Guy, encourages individuals to limit their holiday spending to $150. This initiative aims to promote financial discipline during the festive season, urging participants to focus on meaningful, cost-effective celebrations rather than extravagant expenses.
By adopting the $150 Christmas Challenge, individuals can enjoy the holiday spirit without incurring significant debt. This approach emphasizes thoughtful gift-giving, creative budgeting, and prioritizing experiences over material items, fostering a more sustainable and financially responsible holiday tradition.
