Random Thoughts

Happy New Year 2022? Can we even say that yet? After 2021, maybe let’s just say, “We hope for a Happy New Year” and leave it at that.

Over the year we have seen wave upon wave of COVID. Now we are seeing Inflation coming on strong, and natural disasters monthly. All in all a wonderful year.

I have been unable to write much due to work and family issues. I have learned a great deal about Dementia and how the Quebec Legal system works, which has been, enlightening.

Some Numbers to End 2021

Inflation (year over year November 2021)	4.7% ⬆️
Bank of Canada Overnight Rate December 24 th	0.25%
Unemployment Rate (as of November 2021)	6.0%
Real GDP By Expenditure (Q3 2021)(quarterly change)	1.3%
The population of Canada (Est Q4 2021)	38,436,447
CIBC current prime rate	2.45%
BMO current prime rate	2.45%
Scotiabank prime lending rate	2.45%
TD prime lending rate	2.45%
Tangerine prime lending rate	2.45%

Inflation is the scary one. So far, no reaction with Interest Rates, but they are promised some time in 2022.

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COVID19 Data Canada

Click here to find an up to date graphic from the Government of Canada

Total Cases	1,945,754
Total Deaths	30,131

The number of cases is much higher from this time last year, but the number of deaths has doubled.

Read More »Happy New Year 2022 and #MoneyTalk

It is tax time, but also Easter. What new and fun tax things will come up? Will we escape from COVID’s grip? Good questions….

Will 2021 be a better year? Who knows? What are the most common passwords used? Come and see. What are the Canadian economic numbers? We have that too.