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Personal Finance

What is personal finance? Budgeting, spending, debt and many other subjects make up this rich and exciting theme. Everyone should worry about this topic.

What do I Scribble While at Lunch?

Happy 20th Anniversary

With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the sun, the author now writes selectively about family and finances, disabilities (especially the RDSP), and unique financial insights. While monetization was never a priority, the blog remains an open letter to family and self about money.

Looking ahead, the focus is on rewriting and optimizing older content, using AI tools for SEO and social media automation. A growing interest in Money & Dementia will bring new perspectives, shaped by personal experiences with a loved one’s decline. Whether you’re here for financial wisdom or personal reflection, this blog continues to share meaningful insights for those navigating life’s financial challenges.

Keywords: Personal finance blogging, RDSP, family finances, financial insights, SEO optimization, money and dementia, financial storytelling

Happy New Year

Happy New Year 2025

May this New Year find you safe and happy. 2024 was a year to remember for its turmoil, but find a way to make 2025 a better one. It’s time to get back to the gym and plan on staying out of debt. Enjoy the coming year!
#Debt #NewYear #Resolution

CRA Medical Credit

CRA and Patience

The Big Cajun Man details their protracted struggle with the Canadian Revenue Agency (CRA) to reclaim medical tax credits for our child’s schooling. Our initial claim was approved, but a school change prompted a denial, necessitating resubmission with updated documentation. The process has been excessively long, exceeding the CRA’s estimated timeframe, leaving me frustrated but resigned to waiting. I reflect on the situation, expressing my annoyance but acknowledging the lack of alternative options. Despite my personal connections within the CRA, I emphasizes the need for patience.

The 3rd Lemma of Money

There are many ideas about money, but BCM’s 3rd lemma of money outlines how money use tends to expand with the amount you earn.

woman playing chess

The Most Important Financial Decision You Will Make

Understanding the importance of financial decisions is key when it comes to making good choices. This blog post gives you tips on how you can make the most out of your financial decisions.

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