A Credit Check Can Cause Financial Ripples
Too many credit checks can impact your credit rating? Yes, hard credit inquiries cause flags to be raised on your file.
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If You Have Credit Card Debt Don’t Invest
BIg Cajun Man discusses the efficacy of investing extra money in paying off debt, making an argument that doing so yields a higher return compared to other forms of investments, like the stock market. It emphasizes the importance of prioritizing debt payment over saving or investing surplus money and arduously critiques the common counterarguments, such as the need to save early, maintaining an emergency fund, or that the stock market can yield higher returns. In conclusion, it surfaces the fact that investment professionals may not promote debt payment as it yields no profit for them.
Did Shylock Have the Right Idea?
In the Merchant of Venice, Shylock (the alleged villain) is portrayed as a loathsome character (Shakespeare shows how Anti-Semitic the times he lived in were) who wants to exact his vengeance on a “hero”, Antonio,… Read More »Did Shylock Have the Right Idea?
Revisiting Cancel Old Credit Cards
Back in 2005 I wrote a post called Cancel those “old” credit cards. The post itself was a recap of what happened when I forgot to cancel an old CIBC credit card, in fact the… Read More »Revisiting Cancel Old Credit Cards
