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Grab that cash with both hands

Panama Papers, Google & PayDay Loans, Full Moons and #MoneyTalk

For a while it has miffed me that every time I have ranted about PayDay Loan places, Google Adsense (my major advertiser) decides that the article should be surrounded by advertising for those very same PayDay Loan places, but evidently this will be changing! Google will be removing PayDay Loans from their Adwords networks, but I remain skeptical. My guess is that the High Risk Loan industry will just market themselves in a different manner, but, good on Google for taking this step (wouldn’t it be nice if the CRTC did the same thing for those ads on TV?).

Are you curious whether your boss or your neighbours (or even family) are mentioned in the Panama Papers? Now, you, can search and see what is going on at ICIJ Offshore Leaks. Yes, I did search, but none of my relations seem to be mentioned. As I have mentioned, I aspire to be in that kind of a database (i.e. having that much money).

Fort MacMurray is still under threat of forest fires, but it is good to hear the damage to the city is not as extensive as it might have ended up. Remember you can donate to help at many different outlets (including most on-line banking web sites).

I didn’t realize that there are over 500 Billionaires (with a ‘B’) in the United States. #TIL

My Writings for Week Ending May 13th

I guess the fires in Fort Mac had me thinking about house insurance and claims, and thus the two posts from this week were in that area.

Home Insurance Gotchas was from my archive of unfinished stories, outlining the importance of making sure you are always following the rules of your Home Insurance Policy. If you think something is covered by your policy, it never hurts to ask your agent whether it is covered or not (finding out later it is not, is a likely outcome if you do not ask).

In Home Insurance Follow Up I point out again, that exceptional things in your house need to be identified in your Home Insurance Policy, or you may not get them replaced, should there be a fire at your home. Ask your agent if you are unsure what is or is not covered (I seem to be repeating myself here).

Evidently in Ottawa there is a full moon tonight, and it is Friday the 13th as well, for those interested in that type of stuff.

Where do Bitcoins Come From Mommy?

For those curious, here is a tweet about where some of them come from.

Read More »Panama Papers, Google & PayDay Loans, Full Moons and #MoneyTalk
Mothers Day Doing Finances Chatgpt AI Created

Mothers and #MoneyTalk

As Mother’s Day approaches, this post blends personal finance insights with heartfelt reflections on the importance of celebrating the women who raised us. With practical reminders (especially for new dads!), humorous warnings about domestic diplomacy,… Read More »Mothers and #MoneyTalk

Pitter Patter 2016 chatgpt

Pitter Patter Tax Time, RESPs are For Rich Folk and #MoneyStories

2016 may feel like a world away, but its lessons still echo—economically, socially, and personally. In this post, we revisit the year with a “pitter patter, let’s get at ’er” attitude, drawing from Canadian pop… Read More »Pitter Patter Tax Time, RESPs are For Rich Folk and #MoneyStories

More cowbell

Disabilities, Tax Time, The Queen and #MoneyStories

The CBC had an interesting story about a disabled person who had both legs removed, who had to re-file to keep their disability claim (effectively to prove their legs had not grown back). While this sounds horrible, it was most likely an admin error at the CRA, as normally they are pretty good on the disability claim side of things. The CBC however also trumpeted, Delay at CRA hurting disabled Canadians, advocates say, which is sensationalized, but has some ring of truth. The entire disability claim system is complicated and quite daunting for a lot of folks, if you want proof check out my article CRA Child Disability Benefit (How To) and the 160 comments on it from various folks asking for help. The article also talks about the private firms that folks engage to help the process that end up gouging their customers (in my opinion), which I outline in Disability Tax Credit: Please Do It Yourself. No one should be profiting on someone’s disability claim. I also agree with the assertion that the system needs to be made simpler for the average person to make a claim, or there needs to be more help for those folks. The CRA does have a Nurse on call that can help out with disability claims, if you tweet their account (so keep that in mind as well).

Sad to hear we have lost another great musician with the death of Prince this week. Remember folks, your hero age the same way you do. I never saw Prince live, but evidently it was something else.

The Queen at 90
The Queen and 3 generations of her children

Remember that your tax deadline is April 30th, and there is no extension planned by the CRA. You had your chance to have free Turbotax, although I have 5 licenses to give away, and only 3 comments on my giveaway post, who knows?

The Queen turns 90, and continues to work a withering (to me) schedule of events. I have problems getting to work in the morning, and this nonagenarian still works harder? I gotta step up my game, God Save the Queen!

My Writings for the Week Ending April 22nd

Another week where I wasn’t overly motivated to write. I assume this is a short lull, so I continue to find older writings from my archive of over 220 unfinished posts, with A Personal Spending Surplus ? If you have a spending surplus, you should pay off debt, and then once that is done, you should save it, stop lifestyle creep!

A Money Thought

Time is the only limited resource in your financial plan, keep that in mind!

Read More »Disabilities, Tax Time, The Queen and #MoneyStories
Krista F shoveling money

Loose Money, Free Stuff, Hockey and #MoneyStories

Loose money policies continue, but we still can talk about other things like hockey, free stuff and tax season as well! Tight money would be a bad thing.

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