RDSP with TD Direct Investing a Step in the Right Direction
Having an RDSP with TD has been an interesting journey. It is the best account so far I have seen, but it continues to have issues in some areas.
Canajun Finances
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2014
Ottawa We Shall Remember, Bank of Canada and #BestThisWeek
The week was going along just fine until the events of the 22nd showed that no matter how wonderful a place you live, there are always lunatics and zealots who want to ruin it all. My thoughts and prayers go out to the families of the two brave young men, killed this week, let us hope their deaths are never forgotten, We Shall Remember.
Glad to see the normal reserve of the Canadian TV Media, not wanting to report all the wild stories of the day on Wednesday, but when they started to report “American Claims”, that got a little worrisome. Keep it Classy CBC and CTV, we have journalistic integrity in this country, and I was proud of (most) of your reporting.
For those wondering the Bank of Canada did keep their key overnight lending rate at 1%, however, they did make one interesting statement,
Weighing all of these factors, the Bank judges that the risks to its inflation projection are roughly balanced. Meanwhile, the financial stability risks associated with household imbalances are edging higher. Overall, the balance of risks falls within the zone for which the current stance of monetary policy is appropriate and therefore the target for the overnight rate remains at 1 per cent.
My Writings for Week Ending October 24th
The dark days of the fall continue on, with the days shortening, and we get to enjoy the “go to work in the dark and come home in the dark” that we northerners have this time of year.
- Reversing Mutual Fund Transactions was me venting about how TD kept undoing excellent trades, because my trading profile did not reflect my reckless nature (of wanting to purchase bond funds). I am a wild child, when it comes to investing.
- I finally swallowed my pride and called AOL to cancel that monthly fee I kept swearing about and thus I wrote Tales of Financial Persistence, because I did have to wait on my speakerphone for over 2 hours to get through. Let us hope the charges stop appearing.
- Redux: Real World Example: Kids Allowances is me going back to one of my first bits of writing, and commenting about how a simple idea about making allowances easier to administer, taught me more about money, and such.
Redux: Real World Example: Kids Allowances
I think giving kids allowances is a good way to start teaching them about how money works, but how to implement it these days?
Tales of Financial Persistence
Sometimes it is important to have financial persistence if you want to get what you want from a service company or a financial institution. Are you still using AOL, worse are you still paying for it?
Reversing Mutual Fund Purchases
If you use a TD Mutual Fund account, they keep close tabs on your trades and will make you live to your Risk profile, and will reverse trades, if you are doing things outside of that Risk Profile.
