Given that for some odd reason shutting the government down wasn’t enough our friends down south are now attempting to disrupt or possibly completely f*ck the world economy by defaulting in a few days. I guess sending all of their unimportant Government services home (like Cancer Research, Border Services, etc., etc.,) the decision to “up the ante” was made, and thus we now have a chance to possibly be alive when one of (if not the) biggest debtor nations defaults on their loans, should be interesting.
I have been on course and have had a longer drive in the morning so I have been listening to a few different Podcasts (although you should be listening to Mostly Money, Mostly Canadian anyhow), however Book Riot a very interesting podcast about the Business of Books has brought up the Evil Specter of Bought Book Reviews on-line and how they are skewing any “data” you see about books on Amazon or other sites like that. Â The number they used was almost 30% of reviews on-line are “fake”, something to keep in mind (I typically don’t read a book unless someone I know tells me about it).
It is almost Thanksgiving here in Canada (yes down south we have another month and a bit to wait), so we all get a nice long weekend to enjoy. Â Whether we cook a turkey this year remains to be seen, I just want to enjoy the time off.
One of the nice things about the course I attended this week is that it is in Gatineau right near the parkway and the colours are spectacular:
My Weekly Recap
Default used to be a great word in my vocabulary, it usually was how my teams won games:
My Writings for Week Ending October 11thI’d Love to Catch me a Barrhaven Wild Turkey! | |||
RDSP Update with TDI have not heard from TD yet, but I haven’t checked my messages at work either. Let’s hope they do call and maybe change a few things. |
More Financial HaikusKind of an Artsy Fartsy post, I’ll agree but it was an interesting experiment (that proved my readers aren’t big poetry fans). |
They are Watching You (Drive)I still am astounded why anyone would want to put a car monitoring apparatus in their automobile, but I am also quite old-fashioned (and mildly paranoid). |
What Will be the Equity Percentage when I retire?Evidently higher than I think, and the commenters seem to think I am some kind of “nervous nelly” for even worrying about it? |
Links for the Week
Evidently there has been a massive Rogers Outage for the past few days, due to a software failure, remember that your home phone has rules about how it’s not allowed to be out of service (well 911 isn’t allowed to be out of service).
Michael James poked the bear a little following on with the question I asked the panel about Dividend Investing with his article Dividend Investing: A Good Idea or a Huge Mistake? I was hoping to cause more of a stir, but I am glad that the panelists are still commenting on some of my topics.
Mark Dan! from the Canadian Couch Potato is making it his business to help DIY investors (if you listen to Preet’s Podcast you’ll find out how), however More DIY Investing Challenges he wants to point out maybe you shouldn’t be trusted with your money.
When Spouses Do not Leave All Their Assets to Each Other – The Income Tax Implications – Part 2 is Mark trying to help folks who want to complicate their lives by not having the same will. For me and Mrs. C8j it’s simple, we’re going to fake our deaths and move to Tahiti (did I think that or write it?).
Scientific American comments on On the lack of women in science: Numbers do matter , there does need to be more females in science, but how to make it happen?
Mark is a die-hard golf lover (rumor has it he is a Golf hustler when not espousing the joys of Dividend Investing) and wrote about Why Golf Channel, TSN and traditional cable are worth my $40 per month . I haven’t figured out how to cut the wire just yet, but I am working on it (if Ottawa could get more “over the air” HD channels it might be more possible).
Evelyn Jacks posted something from the Knowledge Bureau about RDSP planning for the year end, worth a read for those who want to learn more about the RDSP savings vehicle.
Preet was quite the busy bee, and first he asked us Help Him Design A Personal Finance Video Blog and then he put out a new Podcast for Mostly Money, Mostly Canadian as well (I got a chance to catch up this week, as you should too). I suggested he stop wearing black T-shirts for his Video Blog.
Helpful Relationship Video
While I rarely claim to be an expert on relationships, I give you a useful example of how not to problem solve with your wife:
Best of 2013
Some of the best of posts from 2013
- CPP Reform, Snow, Christmas, Boxing day and #FreeFormFriday Did the CPP reform of 2013 fix much? Kind of, but Christmas was coming too.
- No Verizon, Microsoft Phones, NFL Kick Off and Friday #ShoutOuts Verizon won’t enter the Canadian wireless market, meaning Mobilicity may disappear and consumers will pay ridiculous monthly charges. Learn why with this blog post!
- Mandela gone, Canada “Post”, Gail on the Shelf and #FreeFormFriday Nelson Mandela passed away on December 5, 2013, after a long illness.
- Christmas is Coming, Christmas Lay Offs, Electric Fees, Commie Pope and #FreeFormFriday Celebrate Christmas with more online shopping – BMO and many other companies announce layoffs during the Holiday season.
- Giveaways, Vacations, No Sun and Friday #ShoutOuts Win a software worth almost $100 and go on the vacation of your dreams! Enter my intelligence test and get the chance to take the trip of a lifetime. #vacation
- Stock Frauds, Senate Expenses, Twitter wrong and Friday #ShoutOuts Canadians beware of stock fraud? U.S. Justice department investigates alleged penny stock swindler. Senator Pam Wallen scrutinized for spending. Find out more about the scam!
- Black November, Bitcoins, Tablets, Unloseable Lottery and #FreeFormFriday So Black Friday is upon us, however, it seems to be losing a lot of it’s “thunder” thanks to the “sales” starting earlier.
- Mad Dog, English Men, I’m OK and #Shoutouts Maurice Mad Dog Vachon was a tough son of a gun, but did he have a financial impact too? Read on to find out.
- Toronto Circus, Prince Charles Retires, More Word Puzzles and Friday #ShoutOuts This whole Toronto thing really is just a reality TV show gone off the rails, isn’t it? The three-ring circus that is unfolding in the media
- Identifiable, the Iron Sheik, Remembrance Day, More Word Puzzles and Friday #ShoutOuts So my concerns that if I put my natural face on my Social Media accounts were just paranoia.
- Incestuous Bloggers, Word Puzzles, RDSP Menu, All Saints Day and Friday #ShoutOuts Sometimes blogs become a little closed in and don’t recognize new folks and we become incestuous bloggers.
- Senate Fun, Apocalypse Averted, Asteroids and Friday #ShoutOuts News Canadians can’t ignore: investigate the scandal and discover if the Harper Government’s demise is near!
- Kicking the Can, Throne Speech, Windows 8.1 and Friday #ShoutOuts Seems our friends down south had so much fun with almost upending the world economy, they’d like to try to do it again in January.
- Government #Defaults, Fake Reviews, Turkey Time, Fall Colours and Friday #ShoutOuts Given that for some odd reason shutting the government down wasn’t enough our friends down south are now attempting to disrupt or possibly completely f*ck the world economy by defaulting in a few days.
- Government Shutdowns, Hockey Returns, New iPhone and Friday #ShoutOuts Explore the debate surrounding the US government’s shutdown with insight into potential resolutions outside of the standard back pay for civil servants.
- Financial Bloggers, 35 Million Strong, Odd CRA Cheques and Friday #ShoutOuts I had a very good time at CPFC13 where I got to moderate a panel of Investing Smart folks, and I learned a great deal from a few outstanding presenters,
- A Better Friday and #CPFC13 Not a regular Friday after this week and my preparations for the coming weekend, I didn’t really get enough time to put together my regular Friday Random Thoughts, but here is a shortened version.
- Friday the 13th, Private Royal Mail, Canadian 1% and Friday #ShoutOuts Watch out for bad things on Fridays – it’s Friday the 13th! Don’t subscribe to the concept? Tuesday is the most evil day. September 11th was a Tuesday! Don’t forget about ladders and black cats either. UK privatizing the Royal Mail? A price tag of £3B pounds!
- King Louis, Braun Follies, Lice and Friday #ShoutOuts Greetings and Happy Birthday to Prince George Louis Alexander Windsor (and future King of Canada), welcome to the media “sh*te storm” that will be your life.
- Loose Money, Faster Sites, the Heat is On and Friday #ShoutOuts The new Bank of Canada Governor announced on Wednesday no change in the interest rates for now, with the overnight rate continuing at 1%.
- Floods, Explosions, See Thru Lu Lu’s and Friday #ShoutOuts Looks like the Engineer is now being “thrown under the train” as it were (i.e. the finger of blame is being pointed at him by his CEO).
- Egypt, July 4th, Sweltering Summer, Alfie and Friday #ShoutOuts Interesting how the Egyptian military throwing out an allegedly democratically elected President is being hailed as a great democratic change.
- Canada Day, 4th of July, Flooding and Some Random Thoughts A hard week in 2013 for my family with the passing of my Mother-in-law to Cancer. One day that disease will be done.
- Fathers, Corruption, Horton’s Hedgings and Friday #ShoutOuts Hopefully everyone enjoyed Father’s Day, I know I did, very nice day, lovely meal and some peace and quiet.
- Stanley Cup, Turbans, Car Tracking and Friday #ShoutOuts The Stanley Cup finals have started, and hopefully all the games aren’t going to go that late into the night, or I will need to start working the night shift at work.
- Baseball “Cheats”, D-Day, Fun with Fiji and Friday #ShoutOuts It seems baseball is embroiled with yet another “performance enhancing drugs” scandal with a few very well-known names being implicated by yet another “wellness clinic”. Are the accusations true?
- Obliterating Rock, Floods, Senators and Friday #ShoutOuts If you are reading this after 4:35 PM May 31, 2013 I guess we survived another close fly by of a “Civilization Killer” lump of Rock.
- Senators, Twisters, Water and Friday #ShoutOuts To say the entire Senators Expenses Event is more ridiculous than a Christmas Panto (usually an excuse for men to dress up as women
- Mothers, Hab Nots, Trains, and Friday #ShoutOuts What does a Walrus, Model Trains and Mother’s Day have to do with each other? Not that much but more financial stories too.
- Taxes Done, Drones, Playoffs and Friday #ShoutOuts Hope your taxes were in on Tuesday, because if not, you might be in trouble (especially if you are part of the $29 Billion dollars still owed to the government in Taxes).
- Disk Crashes, Daffodils, Password Trappers and Friday #ShoutOuts High Tech always proves that it is much like Mother Nature, in that, you should never ignore it or take it for granted, because things can change very quickly at the most inopportune times.
- Loose Money, Trudeau-mania II, Nut Bags and Friday #ShoutOuts If you missed it on Wednesday the Bank of Canada continued to keep their key overnight rate at 1%.
- Snowmaegedon, the Masters, Windows and Friday #ShoutOuts Today, we are experiencing a late version of winter, with a nasty snow/ice/rain storm that proves that just when you think it is Spring, you might be mistaken.
- Final Four, Dark Matter, Tax Time and Friday #ShoutOuts The NCAA Men’s basketball Final Four is this weekend, and my bracket is completely shot.
- Budgets, Dark Side of the Moon, Eight Years Later, Palm Sunday and Friday #ShoutOuts Minister Flaherty gave us a very vague budget (2013) yesterday. For Hockey Moms, reasons to rejoice, given tarifs on Hockey equipment, Golf Clubs, Baby Clothes and a few other things are now gone.
- Pope Picked, Pi Day, St. Patty’s Day and Phriday #ShoutOuts Seems our Catholic brethren have chosen a new Pope (Francis) this week, thus ending one of the greatest talent hunts of the year.
- Thanks Stompin Tom, Loose Money Continues, Tax Time, Pope Picking and Friday #Shoutouts Stompin’ Tom Connors a true Canadian treasure has left us, and I for one am sad to hear it.
- St David’s Day, Snow, RRSP Season Over, Tax Time and Friday #Shoutouts Happy Saint David’s Day to all my Welsh brethren today.
- RRSP Time, Winners, Tax Time, Short Weeks and Friday #Shoutouts Yes, it’s that magical time when your Savings Institution pressures you to top up your RRSP account so you can take full advantage of the savings on your taxes.
- Lent , Pope Out, the Senate, RRSP Time and Friday #Shoutouts Lent is finally upon us, have you started making your plans? No? Me neither, I just haven’t had a heck of a lot of time to think about this kind of stuff.
- Lent , Pancake Tuesday, and Love Day Soon and Friday #Shoutouts For those of you unaware, Lent begins next Wednesday (Ash Wednesday) February 13th, so here is yet another chance to restart (or start) your financial plans for the coming year.
- Groundhog Day, Farewell Penny, No Vine and Friday #Shoutouts Tomorrow is Groundhog Day, so then we shall see how well a ground hog can prognosticate the weather (about as well as I can prognosticate financial stuff is my guess).
- Loose Money Continues, Polar Temps, More Info Lost and Friday #Shoutouts Wednesday our friends from the Bank of Canada kept their loose money policies in place.
- Hockey, Armstrong, Idle Folk, Lost Loans and Friday #ShoutOuts What happened the week of January 18th in 2013? Some NHL stuff, but a lot of interesting financial stuff too!
- Drop the Puck, Death Pills, Strikes and Friday #Shoutouts For those die hard NHL fans (like me) there will be hockey soon.
- Bye and Thanks for all the Fish, CBC Questions, Holiday Hours and Friday #Shoutouts Well it has been fun, but I guess it all had to end some time, it’s been a good run.
Thanks for the mention BCM! Nice fall picture by the way.
Paperback Swap is another great resource for trying out books. You can get rid of your old ones and try new ones! It is really worth the shot!
Thanks for the mention. I think you meant Dan as the Canadian Couch Potato.
Very true Sam! Thanks, I have fixed that and my humblest of apologies Dan
There’s an easy way to test drive a book by an unknown author: it’s called the library. Then if it’s a waste of time/money you just return it faster. If it’s an epic you’ll want to read time and again THEN you can buy your own copy….
Also true, the Library is our frugal friend.