Don’t Confuse Spending Less with Saving (Spending Less isn’t Saving)
So many folks figure that spending less somehow is the same things as saving money, however you are still spending money, Spending less isn’t saving.
So many folks figure that spending less somehow is the same things as saving money, however you are still spending money, Spending less isn’t saving.
Only 11 more sleeps until Christmas, and FedEx is busier than ever, so Santa needs our help. 12 more sleeps until the wild Boxing Day sales. Don’t miss Friday’s ‘Hazardous’ asteroid – just the beginning of the end? Prepare for mayhem: hobbits aren’t immune to disasters!
The $150 Christmas Challenge, introduced by the The Term Guy, encourages individuals to limit their holiday spending to $150. This initiative aims to promote financial discipline during the festive season, urging participants to focus on meaningful, cost-effective celebrations rather than extravagant expenses.
By adopting the $150 Christmas Challenge, individuals can enjoy the holiday spirit without incurring significant debt. This approach emphasizes thoughtful gift-giving, creative budgeting, and prioritizing experiences over material items, fostering a more sustainable and financially responsible holiday tradition.
So the joy of the Christmas season is always augmented by the need to clean up (or wrap up) your finances by the end of year, and maybe start preparing for the upcoming RRSP and… Read More »Where the Hell is that Receipt?
If you could see what you might look like at 65 would you save for your retirement? Not likely, but it might be interesting to see.