Pay Day Loans are Crack Cocaine of Personal Finances
Pay Day loans are predatory very high interest loans, that once a consumer uses, puts them on a financial death spiral, that they cannot escape.
Canajun Finances
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September 2012
New iPhones, iOS 6.0 Dead Blackberries and #Tweets
Get the scoop on the iPhone 5.0! Learn about the upgrades, the new OS, and the changes Apple has made to its apps.
MP Pensions, More Cuts, and Friday #Shoutouts Gangnam Style!
Improve fairness in MP pensions with reforms proposed by Tories – Find out what Ottawa is doing to reduce gold-plated pensions for MP’s.
When Should you Try to Pay Down Debt?
That is a question that seems to come up a lot so I figure I’d help folks out with some scenarios and when it might be a good time to start thinking about when to… Read More »When Should you Try to Pay Down Debt?
Is it Really That Simple?
This article questions whether financial management is really as simple as income minus expenses equals savings. It challenges common beliefs about saving while carrying debt, arguing that true financial stability comes from prioritizing debt repayment over building emergency funds. The discussion touches on key financial habits, including the impact of high-interest debt, home equity lines of credit (HELOCs), and why debt should never be mistaken for financial security. Thought-provoking and practical, this post encourages readers to rethink their approach to debt and savings.
Keywords: debt-free living, financial planning, saving money, budgeting, debt repayment, HELOC, emergency fund
