Skip to content
Old Man Yells at Cloud created by AI

Happy 21st Anniversary

With over 21 years of personal finance influence, this site has evolved from a broad collection of thoughts into a narrower one. Initially covering everything under the sun, the author now writes selectively about family and finances, disabilities (especially the RDSP), and unique financial insights. While monetization was never a priority, the blog remains an open letter to family and self about money.

Keywords: Personal finance blogging, RDSP, family finances, financial insights, SEO optimization, money and dementia, financial storytelling

Statement of Grant & Bonds for 2026 for RDSP

RDSP: Statement of Entitlement 2026

An RDSP Statement of Entitlement is a yearly update that tells the holder how the government will match their contributions to the savings plan. It tells them, how much will be matched, and the amount of the Grant associated with that contribution amount. #RDSP #SOE #StatementOfEntitlement

Birthday Reflections: Embracing Aging Gracefully

Raise a slice to yourself. This financial birthday checklist mixes humour and honesty to help you review wills, insurance, health, and life plans as you age. Not cheerful, but necessary.

No Blue Monday

Blue Monday , the Bluest Day of the Year ?

Blue Monday was created by the media after a study showed that the 3rd Monday in the new year is the saddest day of the year, but not in Montreal.

Pessimist and Optimist

Financial Stress and Sleep: Why Money Worries Keep Us Awake

Financial stress and sleep problems often go hand in hand. Even when finances are “fine,” long-term money anxiety can disrupt sleep, impact health, and quietly shape life decisions especially for families.

Verified by MonsterInsights