April Fool’s joke is coming up here, folks; please read with that in mind. Don’t sue me later saying I told you to do this!!
OK, I have had enough of my pius constant harping about paying off debt and saving money. I have been WRONG all along. Putting money away in RRSPs and 401k plans is foolish; only 1 generation has EVER been able to retire, and that was our parents; why do we think we get to do that? Retirement is a pipe dream created by Financial Planners to stop you from spending your hard-earned cash NOW!
Money should be spent, and then spent some more! Who saves for a rainy day when you live in the desert?
Take all your savings and buy the most expensive SUV you can find; gas prices will decrease!
I think you should run up your credit cards to their maximum, and then declare bankruptcy, who cares!
All of these holier-than-thou bloggers talking about how you should get out of debt should all write about what people care about pornography.
Use those pay-day loan companies. Their rates seem very reasonable to me.
You ARE owed something by life, so make sure you whine, complain and bitch to everyone about how you don't think you are getting what you deserve.
Oh, and in case you wondered.... April Fools...
In case you thought I had completely gone off my nut.
My list of debt commentary articles is quite long, so let's stick with the basics.
- Three Solid Ideas For Your HeLOC is a misdirection title. With interest rates going up, home equity lines of credit are becoming heavier anchors on your financial life.
- Pay Day Loans? Absolutely, positively NO! Go talk to a licensed insolvency professional before you do this.
- Surreal Paragraphs Found in Credit Card Bills, if you carry balances on your credit cards, you are in trouble. Look at their estimate for how long it will take to pay off the debt on minimum payments.
- A Mortgage Changes You, which is very accurate. When you get a mortgage, your life changes, and it will be a major element of your financial decision-making process.
- Make More by Reducing Debt with some elementary (maybe naive) arithmetic.
- Straight Talk on Your Money is not just a good book (and podcast). It explains how debt can get out of control quickly.
- Debt-shaming: Debt is Bad, but You Aren't having a poke at the "influencers" who say my commentaries about Debt being BAD is debt shaming.
- My coup de grace There is No Such Thing as good debt. Debt is a tool, like a chainsaw, and must be respected.
